When you really think about it, the title of this post makes sense, but it makes you think a bit to fully understand it. Having a plan before you need a plan sounds counterintuitive, yet knowing you have a plan gives you peace of mind. Don’t we all want that when we can?
Without a Plan
When my father fell and broke his ribs, the doctors didn’t know if he would recover. He was 80 years old and had already recovered from falling and breaking his neck about a year and half earlier. He had other medical conditions that also complicated a better prognosis, so I now had to figure out numerous scenarios:
- Since he was caring for Mom, how was she going to get the care she needed?
- If he didn’t make it out of this, what was I going to need to do?
- If he DID make it out of this, what was I going to need to do, AND for how long?
I wasn’t prepared for any of this. What money was coming in? What expenses needed to be paid? How was Mom going to get the care she needed if I wasn’t there? Who could I talk with that knew even what questions I should be asking? I was lost. I started to make some calls and felt like I was starting from scratch with learning what I needed to know, yet I was expected to make decisions like I was an expert.
With a Plan Life is Better
Once I discovered Life Resource Planning, I now have something I can offer every older adult and their families that provides a structure to ask comprehensive questions and build a more complete plan. Once a plan is developed, there is a “road map” that can be followed and a team of experts working with a common purpose of communicating with each other to help make the plan successful. This helps the professionals be better at what they are trained for and the family know how the various “team members” can work together to what the plan outlines they want. This creates peace of mind. A safety net for when the expected crisis occurs.
Peace of Mind
We can’t stop a crisis from occurring, or even predict what or when a crisis might happen. What we can be proactive about is having a plan for the various, high-probability crises which might happen, so we are better prepared to know what to do, who to call, and can focus on the person and not the problem.
After the banking crisis hit us in 2008, the government developed “stress tests” for the banks to determine how solid they were for their customers. Most of them required additional reserves and changes in procedures be added. When people accept my challenge “stress test” their current plans, we’ve never yet not found areas that were vulnerable. At first they became
Our philosophy is to get the planning out of the way so you can focus on building your legacy, as that is one thing that lives on after we’re gone. It’s the memories we’ve created in the minds of others, not ours, that will give our life meaning with them.